:root {
  --navy: #0b2545;
  --navy-2: #13315c;
  --accent: #e07a1f;
  --accent-d: #c2620f;
  --wa: #1fa855;
  --wa-d: #178a45;
  --ink: #1b2430;
  --muted: #5b6776;
  --line: #dde3ea;
  --bg-alt: #f4f7fa;
  --err: #c0392b;
  --radius: 10px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; overflow-x: hidden; }
body {
  margin: 0;
  font: 16px/1.6 -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  color: var(--ink);
  background: #fff;
}
a { color: var(--navy-2); }
h1, h2, h3 { line-height: 1.25; color: var(--navy); margin: 0 0 .5em; }
h1 { font-size: clamp(1.9rem, 4.5vw, 3rem); }
h2 { font-size: clamp(1.45rem, 3vw, 2rem); }
h3 { font-size: 1.1rem; }
p { margin: 0 0 1em; }
.wrap { max-width: 1120px; margin: 0 auto; padding: 0 20px; }
.narrow { max-width: 760px; }
.center { text-align: center; }
.muted { color: var(--muted); }
.mono { font-family: ui-monospace, SFMono-Regular, Menlo, Consolas, monospace; }

/* Header */
.topbar { position: sticky; top: 0; z-index: 20; background: rgba(255,255,255,.96); border-bottom: 1px solid var(--line); backdrop-filter: blur(6px); }
.topbar-in { display: flex; align-items: center; justify-content: space-between; height: 64px; }
.logo { display: flex; align-items: center; gap: 10px; text-decoration: none; }
.logo-mark { display: inline-grid; place-items: center; width: 36px; height: 36px; border-radius: 8px; background: var(--navy); color: #fff; font-weight: 800; font-size: .9rem; letter-spacing: .5px; }
.logo-text { font-weight: 800; color: var(--navy); letter-spacing: 1.5px; }
.topnav { display: flex; align-items: center; gap: 22px; }
.topnav a:not(.btn) { color: var(--ink); text-decoration: none; font-weight: 500; }
.topnav a:not(.btn):hover { color: var(--accent); }
.logo-text, .topnav .btn { white-space: nowrap; }
@media (max-width: 720px) { .topnav a:not(.btn) { display: none; } .logo-text { font-size: .95rem; } }
@media (max-width: 420px) {
  .wrap { padding: 0 16px; }
  .logo { gap: 8px; }
  .logo-mark { width: 32px; height: 32px; }
  .logo-text { font-size: .85rem; letter-spacing: .5px; }
  .topnav .btn-sm { display: none; }
  .hero { padding: 56px 0 52px; }
  .cards { grid-template-columns: 1fr; }
}

/* Buttons */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; padding: 13px 24px; border-radius: 8px; border: 2px solid transparent; font-weight: 700; font-size: 1rem; text-decoration: none; cursor: pointer; transition: background .15s, transform .05s; }
.btn:active { transform: translateY(1px); }
.btn-sm { padding: 7px 14px; font-size: .9rem; }
.btn-primary { background: var(--accent); color: #fff; }
.btn-primary:hover { background: var(--accent-d); }
.btn-primary:disabled { opacity: .7; cursor: default; }
.btn-wa { background: var(--wa); color: #fff; }
.btn-wa:hover { background: var(--wa-d); }
.btn-light { background: #fff; color: var(--navy); }
.btn-ghost { background: transparent; border-color: var(--line); color: var(--navy); }
.btn-block { width: 100%; }

/* Hero */
.hero { background: linear-gradient(135deg, var(--navy) 0%, var(--navy-2) 100%); color: #fff; padding: 80px 0 72px; }
.hero h1 { color: #fff; max-width: 820px; }
.hero .lead { font-size: 1.15rem; color: #d6e2f0; max-width: 720px; }
.eyebrow { text-transform: uppercase; letter-spacing: 3px; font-size: .8rem; font-weight: 700; color: #f3b27a; margin-bottom: .8em; }
.hero-cta { display: flex; flex-wrap: wrap; gap: 12px; margin: 28px 0 0; }
.center-cta { justify-content: center; }
.trust { display: flex; flex-wrap: wrap; gap: 10px 28px; list-style: none; padding: 0; margin: 32px 0 0; color: #c5d4e6; font-size: .95rem; }
.trust li::before { content: "✓ "; color: #7fd49e; font-weight: 700; }

/* Sections */
.section { padding: 72px 0; }
.section.alt { background: var(--bg-alt); }
.section-lead { color: var(--muted); font-size: 1.08rem; margin-bottom: 2em; }
.cards { display: grid; grid-template-columns: repeat(auto-fill, minmax(300px, 1fr)); gap: 20px; }
.card { border: 1px solid var(--line); border-radius: var(--radius); padding: 24px; background: #fff; }
.card h3 { color: var(--navy-2); }
.card p { color: var(--muted); margin: 0; }

.steps { list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: repeat(auto-fit, minmax(190px, 1fr)); gap: 20px; }
.steps li { display: flex; gap: 14px; background: #fff; border-radius: var(--radius); padding: 20px; border: 1px solid var(--line); }
.steps p { color: var(--muted); margin: 0; font-size: .95rem; }
.step-n { flex: none; display: grid; place-items: center; width: 34px; height: 34px; border-radius: 50%; background: var(--accent); color: #fff; font-weight: 800; }

.two-col { display: grid; grid-template-columns: 1.2fr 1fr; gap: 48px; }
@media (max-width: 860px) { .two-col { grid-template-columns: 1fr; } }
.terms dt { font-weight: 700; color: var(--navy-2); margin-top: 14px; }
.terms dd { margin: 4px 0 0; color: var(--muted); }
.checklist { padding: 0; list-style: none; }
.checklist li { padding: 8px 0 8px 30px; position: relative; border-bottom: 1px dashed var(--line); }
.checklist li::before { content: "✓"; position: absolute; left: 4px; color: var(--wa); font-weight: 800; }
.note { margin-top: 20px; background: #fff7ef; border-left: 4px solid var(--accent); padding: 14px 16px; border-radius: 6px; font-size: .95rem; }

/* Form */
.quote-form { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 28px; }
.quote-form fieldset { border: 0; padding: 0; margin: 0 0 22px; }
.quote-form legend { font-weight: 800; color: var(--navy); font-size: 1.05rem; margin-bottom: 12px; }
.grid2 { display: grid; grid-template-columns: 1fr 1fr; gap: 0 18px; }
@media (max-width: 620px) { .grid2 { grid-template-columns: 1fr; } .quote-form { padding: 20px; } }
.field { margin-bottom: 14px; }
.field label { display: block; font-weight: 600; font-size: .92rem; margin-bottom: 5px; }
.req { color: var(--accent); }
.field input[type=text], .field input[type=email], .field select, .field textarea {
  width: 100%; padding: 11px 12px; border: 1px solid #c6cfd9; border-radius: 7px; font: inherit; background: #fff; color: var(--ink);
}
.field input:focus, .field select:focus, .field textarea:focus { outline: 2px solid rgba(224,122,31,.35); border-color: var(--accent); }
.field input[type=file] { font-size: .92rem; }
.hint { color: var(--muted); font-size: .85rem; margin-top: 4px; }
.err { color: var(--err); font-size: .88rem; margin-top: 4px; }
.has-error input, .has-error textarea, .has-error select { border-color: var(--err); }
.consent { margin: 4px 0 20px; font-size: .93rem; }
.consent label { display: flex; gap: 10px; align-items: flex-start; }
.consent input { margin-top: 4px; width: 18px; height: 18px; flex: none; }
.alert { background: #fdecea; border: 1px solid #f5c2bd; color: #8a2a20; padding: 12px 16px; border-radius: 8px; margin-bottom: 18px; }
.alert p { margin: 0; }
.hp { position: absolute; left: -10000px; width: 1px; height: 1px; overflow: hidden; }

/* FAQ */
details { border-bottom: 1px solid var(--line); padding: 16px 0; }
summary { cursor: pointer; font-weight: 700; color: var(--navy); list-style: none; position: relative; padding-right: 28px; }
summary::-webkit-details-marker { display: none; }
summary::after { content: "+"; position: absolute; right: 4px; top: -2px; font-size: 1.4rem; color: var(--accent); }
details[open] summary::after { content: "–"; }
details p { margin: 10px 0 0; color: var(--muted); }

/* CTA band */
.cta-band { background: var(--navy); color: #fff; padding: 48px 0; }
.cta-band h2 { color: #fff; }
.cta-band p { color: #c5d4e6; margin: 0; }
.cta-in { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 20px; }
.cta-in .hero-cta { margin: 0; }

/* Thanks / prose */
.done-mark { width: 72px; height: 72px; margin: 0 auto 20px; border-radius: 50%; background: #e3f6ea; color: var(--wa); display: grid; place-items: center; font-size: 2.2rem; font-weight: 800; }
.prose h2 { font-size: 1.25rem; margin-top: 1.8em; }
.prose ul { padding-left: 1.2em; }
.prose li { margin-bottom: .4em; }

/* Footer */
.footer { background: #08192f; color: #c5d4e6; padding: 48px 0 24px; font-size: .93rem; }
.footer a { color: #e6eef7; }
.footer .muted { color: #9fb1c6; }
.footer-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 28px; }
.footer-brand { font-weight: 800; letter-spacing: 1.5px; color: #fff; margin-bottom: 8px; }
.footer-h { font-weight: 700; color: #fff; margin-bottom: 8px; }
.footer-bottom { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 10px; border-top: 1px solid #1d3352; margin-top: 28px; padding-top: 18px; color: #8ea2b9; }

/* WhatsApp float */
.wa-float { position: fixed; right: 18px; bottom: 18px; z-index: 30; width: 56px; height: 56px; border-radius: 50%; background: var(--wa); color: #fff; display: grid; place-items: center; box-shadow: 0 6px 18px rgba(0,0,0,.25); }
.wa-float:hover { background: var(--wa-d); }